AUTO LOAN RATES

(fully amortized loans)

New and used, terms to 84 months
See our rate sheet for current interest rates.
Use this link for Kelley Blue Book to get car price/value information.

 		 Rates effective 7/12/2012
Rates subject to change without notice

Loan Application

 0.25% discount will be applied for direct deposit.
Rates will be adjusted by personal credit scores*.
 
TERM 80% financing 90% financing 100% financing
  APR APR APR
New Auto any vehicle under 3,000 miles is considered new.
24 months as low as 1.99% as low as 2.09% as low as 2.49%
36 months as low as 2.24% as low as 2.34% as low as 2.74%
48 months as low as 2.74% as low as 2.84% as low as 3.24%
60 months as low as 3.24% as low as 3.34% as low as 3.74%
72 months as low as 3.74% as low as 3.84% as low as 4.24%
84 months as low as 4.24% as low as 4.34% as low as 4.74%
       
Used Autos less than 6 years old.
24 months as low as 2.00% as low as 2.59% as low as 2.99%
36 months as low as 2.25% as low as 2.84% as low as 3.24%
48 months as low as 2.75% as low as 3.34% as low as 3.74%
60 months as low as 3.25% as low as 3.84% as low as 4.24%
72 months as low as 3.75% as low as 4.34% as low as 4.74%
       


BHCEFCU uses a risk based lending approach. Your rates may be lower or higher depending on your personal credit history and credit score as calculated by an independent national credit bureau.

Used vehicles financing based on average between retail and wholesale blue book.
Used vehicles under $8,000 qualify for a maximum term of 36 months.
All vehicles must be insured to cover outstanding balance of loan during term of loan.
All vehicle loans include tax, license, extended warranties and service contracts.